OneAssist Insurance Review: is OneAssist Worth it?

OneAssist Insurance

OneAssist, a tech-enabled insurance company, was founded in 2011 by Gagan Maini and Subrat Pani to eliminate concerns about damaging or misplacing gadgets such as smartphones, tablets, and other devices. Their insurance premium is much cheaper because they have identified a need for affordable protection plans in a country like India, where the current scenario is, that people heavily depend on technology-enabled devices.

As you all can see OneAssist experienced rapid growth through partnerships with retailers and fintech companies like Amazon, Flipkart and other marketplaces while stressing technology, customer service, and ongoing innovation. The company has over 13 million active customers and is renowned for its high customer satisfaction. The company’s goal is simple, the continuous evolution to cater to the demands of modern lifestyle choices.

Coverage Options Offered by OneAssist

OneAssist offers multiple coverage options in India. These are the available products that are offered by OneAssist Insurance company:

  • ID Fence Protection
  • Mobiles Protection
  • Wearables Protection
  • Wallets
  • Laptops
  • Home Appliances
  • Furniture

Benefits of Using OneAssist Insurance

  • OneAssist Insurance company provides you the comprehensive protection plans for your everyday gadgets, including smartphones, laptops, smartwatches, headphones, TVs, and home appliances like ACs, refrigerators, and washing machines. This coverage safeguards against accidental damages, securing your devices to remain functional and reliable throughout the plan.
  • This helps cover repair costs, ensuring continued functionality and providing peace of mind against expensive repairs or replacements.
  • OneAssist Insurance gives you fast and effective claims processing, enabling subscribers to submit claims and service requests ASAP! Also, not only that but it also allows you to monitor the status of your service requests and claims throughout the resolution process.
  • OneAssist Insurance offers a variety of customized plans to meet different needs, whether it’s protecting gadgets and appliances against accidental damage, extending warranty coverage, or safeguarding digital transactions.
  • OneAssist Insurance covers more than 27,000 PIN codes across India, assuring that customers nationwide can access comprehensive protection plans and services with ease.

Insurance Cost and Pricing

You find plans and pricing for your device follow the below steps:

  • STEP 1: Visit the official website of OneAssist: https://oneassist.in/
  • STEP 2: Select the product or service from the main menu.
  • STEP 3: You will get a form to fill out with your information. Let’s assume that you have selected “Gadgets and Electronics” and then “Mobiles Protection”. You will get a form to choose your device brand, purchase date and purchase amount.
  • STEP 4: After that, you will get a quotation for your insurance premium.

For example, check the images below. I have selected the device brand: Apple, purchase date: 01-06-2024 and purchase amount: 100000.

I have got two plans here. One is the OneAssist 1Yr Damage Protection Plan for Apple (D2C) for Rs. 9,999; the second is the OneAssist 1yr Screen Damage Protection Plan D2C for Rs. 7,500.

How to Opt for OneAssist?

  • When purchasing a product from Flipkart or Amazon, you can include the OneAssist coverage plan with your purchase directly.
  • Additionally, if you prefer to buy the coverage separately, you can visit the official website, as mentioned previously in the “Insurance Cost and Pricing” section, to make the purchase.
  • To buy directly from the OneAssist official website visit – https://oneassist.in/
  • Please take the time to review the various plans available from OneAssist and choose the one that best suits your needs.
  • Choose your payment method and make your payment through Net Banking, Wallets, Debit Card or Credit Card etc.
  • After making the successful payment, you will receive confirmation and policy documents via email. Additionally, you will have the option to download your policy documents. That’s it!

Insurance Customer Reviews and Testimonials

Google Play Store: 1 million downloads on the Play Store with a rating of 4.3 out of 5 stars and a total of 48,000 reviews.

Apple App Store: The app has been downloaded 670,000 times on the Apple App Store, with a rating of 4.5 out of 5 stars and a total of 14,500 reviews.

These are the details from the Google Play Store and Apple App Store.

Comparing OneAssist with Competitors

Currently, these are the main competitors of OneAssist:

  • Acko
  • Syska Gadget Secure
  • Onsitego
  • WeConnect Care

Here’s the comparison of all competitors:

Insurance Company Focus Key Features
OneAssist Device Protection
  • Mobile & wallet protection
  • Damage protection
  • Emergency assistance
  • Mobile app for easy claims
  • Cashless repair at authorised centres
Acko Device Insurance
  • Insurance plans for gadgets
  • Extended warranty
  • Quick claims
  • Technician visit at home
  • Cashless repair
Syska Gadget Secure Device Insurance
  • Insurance plans
  • Theft protection
Onsitego Warranty & Protection
  • Extended warranty for numerous devices
  • Damage protection
  • Cashless and unlimited repairs
WeConnect Care Device Care & Insurance
  • Device protection
  • Insurance plans
  • No hidden costs
  • Unlimited repairs
  • Genuine spare parts
  • Repairing through brand-authorised service centres
  • 24×7 service request

Is OneAssist Insurance Worth It?

OneAssist provides comprehensive packages that include coverage for accidental damages to a wide range of gadgets and devices. Adding coverage during checkout on online marketplace platforms such as Flipkart and Amazon is simple. Additionally, high ratings and positive customer reviews reflect the company’s excellent customer service and efficient claim processing.

On the other hand, it is also important to note that,  The cost of premium may be higher for certain high-end devices, and there are coverage limitations. Be sure to carefully read the terms and conditions to understand what is covered and any exclusions that may apply.

If you own valuable items, it’s wise to invest a little more in insurance to protect against unexpected situations.

Common FAQs about OneAssist Insurance

What is OneAssist?

OneAssist, founded in 2011, is a tech-enabled insurance company that provides protection plans for gadgets such as smartphones, tablets, and appliances.

What does OneAssist cover?

OneAssist provides coverage for accidental damages to gadgets and appliances, offers extended warranties, and protects digital transactions.

How can I get a quote for OneAssist Insurance?

Visit the OneAssist official website, choose your product category, provide device details, and receive an insurance quote.

How can I purchase OneAssist Insurance?

You can add OneAssist coverage during checkout on Flipkart or Amazon. Alternatively, visit their website to purchase separately and choose your plan.

Where can I find customer reviews for OneAssist Insurance?

Customer reviews are available on:

  • Google Play Store: Rated 4.3/5 with 1 million downloads.
  • Apple App Store: Rated 4.5/5 with 670,000 downloads.

Conclusion: Should You Choose OneAssist Insurance?

In conclusion, we can say that OneAssist is one of the oldest device insurance companies in India, founded in 2011. They have been continuously adding and improving their services. If you are looking to buy a new expensive phone or other devices, you may want to consider purchasing an insurance plan to have complete peace of mind. Before making a decision, compare the features and prices of other companies offering similar insurance plans.

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About the Author: Mahammad Sakil Ansari

The owner and lead editor of BEPINKU.COM. Learned Digital Marketing at IIT Kharagpur. He holds bachelor's and master’s degrees in English from Vidyasagar University and Rabindra Bharati University, respectively. He's also known as one of India's top website designers, enjoys biking, and has a passion for music.

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